Frequently Asked Questions
Below are some of our frequently asked questions. If you have any other
questions or concerns, please feel free to contact us
via the web, or come and visit us at a location near
you.
| What is the minimum amount of Insurance I am required to Carry
Pip/Pd is all you are legally to carry, however if you are involved in an accident you may have to prove that you had bodily injury at time of accident.
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| What is a SR22 and why do I need this
State required form proving financial responsibility which needs to be carred for a period of 3 years. Bodily injury with minimum limits of 10/20/10 is mandatory.
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| What is an FR44 and why do I need this
Same as sr22, however this is pertaing to anyone charged with dui and you must carry 100/300/50 of liability and you must complete certain things required from state to get your license reinstated.
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| what qualifies me for a good Insurance rate
.Insuring 2 or more vehicles on same policy will qualify you for a multi car discount.
.Over age 55 completing driver safety course through national safety council
.Proof of prior autonobile insurance coverage showing at least 6 months
.Proof of Homeowners
.Paying in full with most insurance companies will save you money.
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